Depositing is not earning
Contributions increase wealth, but they are not investment profit. Generavio keeps both values clearly separate.
Financial learning that grows with you
Understand money. Shape the future.
Generavio helps families understand saving and long-term investing through their own simulated money journey.
See how Generavio works →What children genuinely learn
Cash and ETF shares
Money first remains available as cash. Only a simulated purchase converts it into ETF shares.
Markets move
An ETF can rise or fall in value. Calm explanations provide context without encouraging frequent action.
A money journey that can be explained
Every contribution, simulated purchase and cash withdrawal is recorded as an event. These events produce the wealth history, positions and a child-friendly Investment Story, explaining where money came from and why its value changed.
Private, simulated and not financial advice
Family areas are not public. Generavio does not execute real transactions, connect to a broker or make investment recommendations. Parents stay in control and children do not need their own account.
Compare saving in a clear way
Alongside selected ETFs, a savings account with a fixed illustrative rate of 1% can be displayed. This is a learning aid, not a forecast: real rates, costs and ETF results may differ.
Talk about money together
Generavio is for families who want to practise long-term thinking. The aim is not to check prices every day, but to understand contributions, time, fluctuations and goals together.